This is more a "gift" to you than a tool, per se, but we figure if it saves you time and/or money we can consider it a bona fide tool. If you use our mortgage services to fund any of your residential real estate transactions while concomitantly using either of the above tools, we will discount the cost of those tools of those services for you by way of a broker credit at closing. You can be a hero with your client by "taking credit" for arranging the discount with us on their behalf.