Here's what READERS are saying...

 

I am a manager at a mortgage company...You have good suggestions for the masses in your articles. I read it every week...I am glad someone is up front and honest with the public...Keep up the good work! Take care. 

 

Mark (Mortgage Broker)

 

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I really enjoy your columns and especially liked this Caveat Emptor one. You write very well with clear examples! Thanks a bunch.   

 

Carol (Realtor)

 

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Please send me your article on how a mortgage banker can make a Realtor's life easier.

 

Mike (Realtor)

 

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Wow, you are such a big help, I'm very impressed...Thanks again, and I really appreciate all your help.   

 

Linda (Homemaker)

 

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Are you sure you aren't really an angel reincarnated? Your words of wisdom are a Godsend...Thanks again and as always I look forward to your next issue.

 

John (Realtor)

 

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Timbo, [your January 10th column] hits right between the eyes...I appreciate what you do for us.  I find your columns very readable, that is, not too technical.  Thank you.  

 

Doug (Newspaper Editor)

 

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Mr. Phillips - I read your recent article in [the paper], and I have to say that it was almost written to me...

 

David (Carpenter)

 

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I just read your article in the [newspaper] about bargain mortgages.  I just had a horrible experience and was trying to figure out if I could do anything about it...I lost time and money, as your article noted I would...thanks for your article and if you have any other suggestions let me know.

 

Brian (Teacher)

 

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Dear Tim:  We read your column in the [newspaper] faithfully.  In today's column we are one of those who have made every mistake in the book...I think this time we have learned the lesson...Thank you.

 

Penny (Retired)

 

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Here's what CLIENTS are saying...

 

Tim...our closing only took 20 minutes and went off without a hitch.  It's easily the smoothest closing I've ever attended.  Thank you very much for your efforts and attention to detail.

 

Ashok (Medical Doctor)

 

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Hi Tim, hope you had a good trip...the closing went fine.  Thank you very much for your patience, advice and all of your help.  I appreciate it.

 

Debbie  (School Administrator)

 

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Tim, As you will find, I am a very loyal person.  You have provided excellent service to me, and it will be my pleasure to refer business to you.  Best regards. 

 

Jonathon (Business Owner)

 

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Dear Tim, Thanks so much for all your professional help and support.  You are a true professional.  You really know your business.  I am forever grateful to you for your assistance.  I truly feel that with God first, and you, my purchase and dreams became a reality once more...I will certainly refer [people] to you.  Thanks again.

 

P.S. My girls also send regards and appreciation for making it possible for them to have their own rooms again...Thanks for giving me and my children a second chance.  Bye now.

 

Ramona (Teacher)

 

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[We] just want to thank you so very much for helping us out with our refinance. The closing went very smoothly.  Keep writing those columns - they should be printed in [all of] the major papers.   

 

John & Mary (Insurance/Writer)

 

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Did we tell you this today?....YOU ARE AWESOME!

 

Alicia & Stephen (Self-Employed/Investors)

 

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...and Site Users & Affiliates

 

Tim, I think I like the real Tim Phillips better, not the terminator Phillips...[My wife] said you look chiselled.  I guess it's more important that the chicks like [your icon].  Hope all is well. 

 

-- Peter G. (Corporate Sales)

 

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