One out of three people in the country seem to have credit blemishes right now. (Look to either side of you and if those people are OK, then it's probably YOU.)
If you need direction as to how to handle a credit or debt situation, I have posted a lot of self-help books in the BookStore links of my credit website: Http://www.USCreditAcademy.com.
While you are there, you should check out the Credit Restoration Services link. I have been using this service for my mortgage clients for about five years and have yet to have a client complaint.
If you like what you see and are looking to suppliement your income with a home-based business venture, this it the right time to be offering this service. If anybody wants to see thecompensation plan for this business, just post a request here on TiMBiTs! and I will reply with that information.